ZK Credit Score

Core Features

Zero-Knowledge Cross-Chain Balance Verification

1. Our protocol leverages zk-proofs to verify your total token holdings across multiple blockchain networks,
2. Private aggregation of assets across chains without exposing individual balances
3. Proof Generation - Verify proof on-chain through smart contracts.
4. Proof verification - Generate credit score based on verified proof.

Multi-Chain Analytics

1. Comprehensive analysis of wallet activity across Eth Sepolia and Base Sepolia, Flow, Zircuit Networks.
2. Holistic evaluation of transaction patterns, asset management, and DeFi engagement
3. Cross-chain behavioural consistency tracking for enhanced reliability

Sophisticated Scoring Model Our scoring algorithm (300-850 range) evaluates four key pillars:

1. Transaction History (40%): Analyzes frequency, success rates, and gas efficiency
2. Asset Management (30%): Evaluates portfolio diversity and ZK-verified total balance
3. DeFi Engagement (20%): Measures protocol interactions and risk management
4. Network Effect (10%): Assesses community participation and smart contract usage

Real-World Applications

1. DeFi lending and borrowing risk assessment with verified cross-chain collateral
2. Privacy-preserving credit line allocation based on total verified assets
3. Cross-chain reputation building with cryptographic proofs
4. DAO participation scoring with verified stake
5. DeFi insurance risk evaluation

How it's Made Zero-Knowledge Infrastructure

1. Leverages vLayer SDK for seamless deployment of Prover and Verifier contracts across multiple networks: Base Sepolia, Ethereum Sepolia, Flow Testnet, Zircuit Networks
2. Generates ZK proofs for privacy-preserving token balance verification
3. Enables trustless cross-chain balance aggregation

Multi-Chain Analytics

1. Explorers Integrations: Etherscan, Basescan , Blockscout
2. Real-time wallet activity monitoring and historical data analysis

Development Framework

1. Built on Scaffold-OP template for robust smart contract integration
2. Optimized for seamless wallet connectivity
3. USDC Asset Evaluation

USDC Circle Integration:

1. All credit scoring metrics standardized to USDC
2. Real-time price feed integration=

AI-Powered Optimization (OpenAI Integration)

1. Personalized credit score improvement recommendations
2. Pattern analysis for risk assessment