Debt issuance through crowdfunding w/ collateralized tokenization of receivables.
Shoal is a creator economy enabler that provides a pathway for major creators who are moving away from advertising for big brands to creating their own brands, enabling them to utilize their own audience that purchases their products or services to finance their projects, within a trustless environment only possible through blockchain and our allied verifiable computing technology. At the same time, we manage to collateralize this debt issuance with a stream of tokenization of receivables from the creators (RWA).
All business logic runs on a Linux-powered EVM rollup, delivering high throughput and low fees while inheriting the security of the underlying L1. Cross-chain movement is handled by Chainlink CCIP, so every investor badge NFT can be bridged—at the user’s choice—to any supported network. The entire account-and-wallet layer is provided by Privy, giving Web2-style e-mail/SMS log-ins, embedded wallets, and automatic key management, so even users with zero Web3 experience can dive straight in. To keep the platform trust-minimised, every creator who launches a campaign is cryptographically verified using WebProofs with TLS Notary via the vLayer to attest that the user’s off-chain identity documents were genuinely served over TLS by approved providers.