ScoreFi
ScoreFi is a decentralized credit scoring system that brings trust and personalization to DeFi.
Project Description
The credit score is calculated from 6 components:
Component Max Points Weight What It Measures Wallet Maturity 100 10% Account age and establishment Balance Stability 220 22% Consistent holdings and low volatility Asset Diversification 100 10% Portfolio sophistication Current DeFi Positions 230 23% Active engagement and health Historical Behavior 250 25% Payment track record Total Value Locked 100 10% Capital capacity
How it's Made
The contracts are built using hardhat, we get all the onchain data via alchmey, moralis, and envio, we also use Avail Nexus SDK to fetch some cross chain data. The frontend is made in Next.js.
The credit score is calculated from 6 components:
Component Max Points Weight What It Measures Wallet Maturity 100 10% Account age and establishment Balance Stability 220 22% Consistent holdings and low volatility Asset Diversification 100 10% Portfolio sophistication Current DeFi Positions 230 23% Active engagement and health Historical Behavior 250 25% Payment track record Total Value Locked 100 10% Capital capacity
