Payit Now

AI chat app that sends/receive money locally/internationally on users bank/card accounts

Payit Now

Created At

HackMoney 2026

Project Description

The project combines AI and chat capabilities using apps (Telegram, WhatsApp) in order to understand to the user and make possible money transfers between them locally as internationally like remittances, and send fiat money to user's bank accounts or cards but internally uses ethereum blockchain and a token (can be an stable coin) in order to make the transfers and ramp-of/on services providers to capitalize in fiat money; also if they keep the money in the user's wallet they receive a daily interest yield in tokens transformed later to fiat money.

How it's Made

The project uses the ethereum blockchain, stable coin, web3 client libraries, local trained LLM, ramp-off/on and custodian wallet API providers. How is made we connect the chat api's (Telegram, WhatsApp) to the trained LLM and resolve intents from the user, once we have the intent, the agent receives on an account the money with an API provider or directly from the wallet the tokens in order to process them send to the other user wallet and convert the on fiat with the ramp-on/off providers to deposit on the user bank/card account. If the user keeps the money before getting or convert we give them daily compound interest yield using DeFi yield providers.

background image mobile

Join the mailing list

Get the latest news and updates