OSY
OSY auto-allocates your USDC to the highest APY across DeFi, cross-chain & effortless.
OSY
Created At
Winner of
Circle - Build a Multichain USDC Payment System
Hyperlane - Best Use of Hyperlane
Project Description
The smartest usdc yield aggregator, providing maximum optimized returns across DeFi protocols and blockchains. Powered by Account Abstraction (AA), our platform makes DeFi as easy as Web2. Users can deposit usdc in a single click, and our smart routing system automatically allocates assets across multiple chains and protocols to capture the highest APYs in real time. No gas, no complex transactions — just effortless, optimized yield generation. OSY (Optimized Stable Yield) redefines usdc investing by automating yield optimization seamlessly across all DeFi protocols and blockchains.
How it's Made
User onboards with 1-click social login by Privy. Then AA Smart Wallet (build by our team) will be created. Users effortlessly deposit usdc via their personalized Smart Wallet, instantly receiving osyUSD, an interest-bearing stablecoin representing their dynamically managed investments. Funds reside safely within dedicated, blockchain-specific OmniVaults connected with Hyperlane, carefully managed through our powerful Position Handler. This handler communicates seamlessly between vaults and top-yielding DeFi protocols, executing intelligent deposits and timely withdrawals according to optimized investment paths. We are natively integrated with CCTP, so USDC never leaves Circle’s control—burn-and-mint keeps the stablecoin ecosystem clean and secure.
APY Radar continuously scans and detects the highest-yielding opportunities in real-time across all available chains, feeding data directly to YieldBrain using Nodit's features, our sophisticated optimization engine, which dynamically recalibrates your asset allocations for maximum returns.
At the core of OSY sits OSY Core, the authoritative smart contract that accurately calculates total accrued interest from all vaults, securely minting and managing osyUSD tokens. It periodically applies the accumulated yield directly to users' balances, compounding returns effortlessly.
Users interact seamlessly via their intuitive Smart Wallet, gaining complete transparency and control over their investments.
