Onchain Credit Agent

OnChainCred is an AI-driven knowledge base and savings agent that helps small businesses (SMBs) and startups understand and build their on-chain credit history. Many Web3 users lack clear credit-building strategies, making it difficult to access DeFi loans or prove financial reliability. Our platform leverages Gaia AI to educate users with personalized guidance on credit history, lending strategies, and savings techniques.

Key Features: ✅ AI-Powered Knowledge Base – Ask financial questions and get instant AI-driven answers on credit-building. ✅ On-Chain Saving Agent – Helps users take real financial actions to improve their credit score. ✅ Seamless Wallet Onboarding – Uses Privy to generate wallets for users instantly. ✅ On-Chain Analytics – Tracks users’ financial progress with The Graph.

🚀 This project empowers SMBs by making blockchain finance accessible and actionable!

Technologies Used: ✅ Gaia AI + Collab.Land → AI-powered financial knowledge base ✅ Privy → Seamless wallet onboarding ✅ The Graph → Tracks on-chain credit-building actions ✅ Express.js + Node.js → Backend API for AI agent communication ✅ Next.js + Tailwind CSS → Frontend for chatbot and financial insights ✅ IPFS (Optional) → Decentralized document storage for knowledge base

Build Process: 1️⃣ Set up AI Agent (Gaia Llama-3.2-3B) – Used Gaia AI for intelligent responses. 2️⃣ Developed Backend API (Express.js) – Connects AI to the frontend. 3️⃣ Built a Frontend UI (Next.js) – Simple UI for user interactions. 4️⃣ Integrated Privy Wallets – Users get instant Web3 wallets. 5️⃣ Implemented The Graph Analytics – Tracks and displays credit-building actions.