Oliver

an treasury manager for companies that uses unpaid invoices and RWAs as collateral for instant USDC.

Oliver

Created At

HackMoney 2026

Project Description

AI-powered treasury management that turns unpaid invoices into instant USDC liquidity. Upload an invoice, get 80% advance in seconds on any chain. Our autonomous AI agent handles cross-chain rebalancing, automated payroll, and treasury optimization—all via Circle Arc.

TreasuryFlow solves two critical problems for DAOs and companies in one platform: Problem 1: Cash Flow Gaps Businesses wait 30-90 days to get paid on invoices, but need to pay their team today. Traditional invoice factoring is slow (5+ days), expensive (10-15% fees), and requires giving up client relationships. Problem 2: Multi-Chain Treasury Chaos Managing funds across Ethereum, Polygon, Base, Arbitrum, and Optimism is manual, error-prone, and expensive. Teams spend hours moving money around, often paying high gas fees at the worst times.

How it's Made

Frontend:

Next.js 14 (App Router) - Full-stack React framework TypeScript - End-to-end type safety Tailwind CSS - Rapid UI development wagmi + viem - Modern Web3 interactions RainbowKit - Wallet connection UX Zustand - Lightweight state management TanStack Query - Server state management

Backend:

Next.js API Routes - Serverless API endpoints Prisma - Type-safe database ORM PostgreSQL - Primary database (Vercel Postgres) Redis - Caching + real-time pub/sub (Upstash) IPFS (Pinata) - Decentralized invoice storage

AI & Automation:

Claude Sonnet 4 (Anthropic API) - LLM for autonomous agents Custom ReAct Loop - Tool-calling framework for agent decision-making Three Specialized Agents:

Invoice Verification Agent (validates invoices, assesses risk) Treasury Management Agent (optimizes cross-chain allocation) Payment Distribution Agent (executes automated payroll)

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