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Mortgage4All

Discover New Opportunities using our app. We help people invest in real estate by connecting mortgage companies, Web3 investors, and underqualified individuals to our lending platform.

Mortgage4All

Created At

ETHSanFrancisco 2022

Project Description

If you want to apply for a mortgage, we have a simple solution form for you to fill out; it takes three steps only: 1-Register and complete the identity validation and KYC process using Worldcoin and its Privacy-Preserving Proof-of-Personhood Protocol.

2-Select the property you want to invest in. You can find the property details or invest by setting a percentage amount here.

3- If you like it, select how much you want to Invest. You can make the purchase using your wallet. Let's confirm this transaction, and that's it. Now you have fractional participation in the mortgage.

You can claim your passive income through the web and receive them in your wallet or reinvest them in other opportunities to achieve higher returns thanks to compound interest. We call the data from Covalent's API to bring complete transparency and visibility to assets across all blockchain networks. The interest revenues are generated in USDT, a stablecoin equal to one dollar. This way, we avoid the fluctuations of other cryptocurrencies and obtain their total returns.

<In conclusion, we understand the pain points of the traditional mortgage system. That's why we developed this platform to leverage crypto and create a more inclusive ecosystem for the people and the people.

How it's Made

We query the Multiple Listing Service MLS to find properties for sale by Realtors and other realty professionals. Through the use of Midpoint, we'll make an HTTP call from on-chain to MLS.com data and get the response back on-chain. We'll have an efficient asset with the best risk/return ratio.

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