MoneyChain3.0

MoneyChain 3.0 becomes a multi-agent payment network built on Hedera Hashgraph that lets users send and claim tokens via their social handles (starting with X/Twitter). Each “MoneyChain Agent” can:

Communicate via A2A messages (Agent-to-Agent protocol).

Handle transfer negotiation, wallet creation, and escrow claims.

Settle payments using the Hedera Token Service (HTS) or verified EVM contracts.

It’s like a social Venmo for Web3, but autonomous and agent-based.

⚙️ Architecture Overview

1️⃣ Agent Layer

SenderAgent: initiated by a user sending funds to @handle. Sends A2A message → “payment intent”.

ReceiverAgent: resolves @handle → wallet or escrow contract; responds with “claim intent”.

Agents communicate via A2A over Hedera’s Consensus Service (for timestamped reliability).

2️⃣ Settlement Layer

Uses Hedera Token Service (HTS) or ERC-20 on Hedera EVM.

If receiver unregistered → funds → escrow contract (MoneyEscrow.sol).

When receiver verifies X account → agent executes release transaction.

3️⃣ Identity Layer

Twitter OAuth + verified signature stored on Hedera Consensus topic.

Optional ENS/Farcaster integration later.

4️⃣ Plugin Extension (optional for bonus)

Build a “Social Handle Resolver Plugin” for the Hedera Agent Kit so any agent can map @handle → wallet address.