Mintflow

The creator economy is broken by high fees and slow payments.

Today, independent creators selling digital products (ebooks, courses, templates, music, software, etc.) are forced to use platforms like Gumroad, Patreon, or payment processors like Stripe.

These intermediaries take significant cuts: Gumroad: 9% platform fee Stripe: 2.9% + $0.30 per transaction

But the fees are just the beginning. Creators also face: Delayed payments - Funds are held for 7-14 days before payout Geographic restrictions - Many countries can't access these platforms Account freezes - Platforms can arbitrarily freeze accounts and funds Currency conversion fees - Additional 2-4% for international sales Minimum payout thresholds - Can't access small earnings Platform lock-in - Your customer relationships belong to the platform

For a creator selling a $50 product internationally, they might lose $8-10 to fees and wait 2 weeks to receive payment. That's 16-20% of their earnings gone, plus significant time delays.

Mintflow is a zero-fee marketplace where creators sell digital products instantly using PyUSD stablecoin payments, with direct wallet-to-wallet transfers and no intermediaries.

Core Innovation: Instead of routing payments through a platform that holds funds in escrow, Mintflow enables direct cryptocurrency payments from buyer to creator. The platform verifies the transaction happened on-chain, but never touches the money.

Think of it as: The simplicity of Gumroad + the direct payments of crypto + zero platform fees.

Next.js 15 (App Router) on Vercel for compute Cloudflare D1 (SQLite) for edge database Cloudflare R2 (S3-compatible) for file storage PyUSD on Ethereum Sepolia for payments and verification

My goal with the Mintflow was to build a peer to peer online marketplace when seller and buyer can use stablecoins. Digital goods can be delivered and payments can be settled within seconds.