Meta Lending Vault

Decentralized finance (DeFi) offers countless yield opportunities within the Ethereum ecosystem. These are spread across a wide range of lending platforms, liquidity pools, staking protocols, automated market makers, and more.

Many of these opportunities can be wrapped into ERC-4626-compliant vaults, which serve to aggregate yields on a given platform. However, managing investments and tracking positions across multiple protocols quickly becomes complex.

Our solution is to aggregate these yields into higher-level vaults we call Meta-Vaults.

A curator defines a high-level strategy—for example, allocating 30% to staking via Vault A, 20% to lending via Vault B, and 50% to liquidity provision via Vault C. Meta-Vaults enable curators to deploy decentralized vaults via a Factory contract, apply their strategies, and earn fees in return.

These Meta-Vaults can also be used for advanced use cases such as arbitrage or market making.

If widely adopted, this system would benefit the entire ecosystem by deepening liquidity and efficiently distributing capital throughout DeFi.

The cornerstone of the project is the ERC-4626 standard, which enables the Meta-Vault to interface with any DeFi protocol (staking, restaking, lending, liquidity providing, perpetuals, etc.). If the protocol the Meta-Vault interacts with is not ERC-4626 compatible, we provide a middleware that ensures smooth communication with the underlying protocol while adhering to the 4626 standard. Since interacting with Euler Vaults is straightforward (deposit/withdraw), it's not necessary to use the EVC contract. However, the EVC can be added for more advanced strategies involving borrowing and collateralization.