IntentFi

Turn words into yield. IntentFi lets anyone lend, borrow & earn across chains—just by asking.

IntentFi

Created At

ETHGlobal Taipei

Winner of

Rootstock - Freestyle Track 2nd place

Celo - Celo L2 Pool Prize

Prize Pool

Project Description

Most “AI intent” projects stop at simple swaps or token actions — they feel like AI wrappers on basic tasks. IntentFi goes deeper. We’ve built an execution-first intent engine focused on the most critical parts of DeFi: lending, borrowing, and yield strategies — across chains, without code, gas, or manual coordination.

With IntentFi, a user can say:

“Move 40% of my USDC to the highest-yield lending pool on any chain. Borrow ETH if rates drop below 4%. Exit if risk score spikes.”

And our protocol actually executes it, handling:

  • Cross-chain routing (via Hyperlane)
  • Lending/borrowing flows (with smart risk monitors + auto-exits)
  • Yield optimization (with real-time vault rebalancing)
  • Gasless UX via Paymaster abstraction
  • Strategy logic orchestration — no forms, no toggles, just pure intent-to-execution.
  • We don’t just process intent — we transform it into an intelligent DeFi agent.

What Sets IntentFi Apart

  • Beyond Swaps: Enables real lending, borrowing, and yield strategies — not just token transfers.
  • Live Strategy Optimization: Auto-rebalances based on APY, gas, and risk in real time.
  • AI-Powered Intent Parsing: Converts natural language into executable, multi-step DeFi flows.
  • Truly Open Intents: No rigid templates — users define goals, we handle the strategy.
  • Fully Composable & Cross-Chain: Integrates with any chain, vault, or protocol natively.

How it's Made

IntentFi is built as a modular, AI-powered intent engine that translates natural language into executable DeFi strategies like lending, borrowing, and yield farming — fully gasless and cross-chain.

We used LLM-based parsing to convert user intents into executable strategy graphs. These are then routed through a strategy logic layer, which builds a DAG of actions (e.g., bridge → stake → monitor) based on user-defined conditions.

🧩 Partner Integrations ->

✅ Self Protocol

We integrated Self as the compliance and identity layer for IntentFi. A one-time KYC unlocks all DeFi flows — no repeated onboarding. This privacy-first layer removes friction and enables institutional-grade usage without compromising decentralization.

🔶 Celo

Celo powers our mobile-first intent layer. Users on low-cost smartphones can now access complex DeFi flows like lending and yield farming with ultra-low gas fees. Perfect for onboarding the next billion users to DeFi.

🟠 Rootstock (RSK)

We tapped into Rootstock to enable Bitcoin-native DeFi. IntentFi can now execute lending, borrowing, and staking flows using BTC as collateral, thanks to Rootstock’s EVM compatibility. This extends our strategy engine into a new asset class with real demand.

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