InchVest

InchVest: The AI Native App That's Democratizing Wealth Creation Through DeFi

With InchVest, machine intelligence meets cross-chain DeFi to deliver institutional-grade returns to everyone, without even needing to know what a wallet is.

A- The $12 Trillion Wealth Gap That AI Can Finally Close

1.7 billion people worldwide are systematically excluded from wealth-building infrastructure. While institutional investors deploy sophisticated algorithms to generate 15-20% annual returns through DeFi protocols, ordinary people are trapped in savings accounts that lose purchasing power to inflation.

InchVest changes this equation forever.

Our Master Coordination Agents monitor 200+ yield opportunities across different blockchains (EVM compatible blockchain, as well as non-EVM compatible like Tron) simultaneously, executing the same cross-chain arbitrage strategies that hedge funds charge millions to access. But instead of requiring institutional minimums, you start with any amount you choose.

It is more than an App. We Are Building a Platform for Local Economies:

For individuals: Simple savings, instant yield, no learning curve.

For businesses: Accept payments, put idle cash to work, strengthen community trade.

For remittances: Send more home, lose less to fees, build wealth with every transfer.

Financial leapfrogging: Skip legacy banks, direct access to advanced finance for everyone.

B- How it works : AI and blockchain native app, with UX at the core

Sign up with Google, deposit any amount, and tap “Start.” InchVest’s AI agents scour 200+ DeFi yield opportunities executing advanced strategies with atomic swaps and yield optimization. Portfolios are continually rebalanced, risk-managed, and explained in simple terms.

Users see steady growth and total transparency, all through an interface as friendly as a banking app.

This isn't just superior UX: it's the viral distribution mechanism that scales to the next billion users without traditional marketing spend.

C- The Economic Multiplier Effect: Small Changes, Massive Impact

Converting a $10,000 savings account from 0.5% to 12% average annual returns creates $1,150 in additional yearly income. For families earning $20,000 annually, that's not just financial improvement. This is economic mobility.

A user sees their savings grow at 12% while their bank offers 0.5%. They tell friends and neighbors: finally, something works for us. InchVest’s numbersn and stories, spread organically across social media. Even modest investors keep what inflation once stole.

DeFi protocols generate superior yields through algorithmic efficiency: no rent-seeking intermediaries, no legacy infrastructure costs, no geographic limitations. Smart contracts execute optimal strategies 24/7 across global markets.

Network effects create self-reinforcing advantages: more users mean deeper liquidity, better rates, and stronger partnerships. Early adopters benefit from both asset appreciation and yield generation while late entrants face increasingly competitive landscapes.

D- The AI Advantage: Why Automation Changes Everything

Our Market Intelligence Agents scan yield opportunities across Ethereum, Base, and other potential EVM chains simultaneously, identifying arbitrage opportunities that only big finance teams in hedge fund can implement. The system processes market data 24/7, executing optimal strategies they would not get access to in the traditional system.

Statistical prediction algorithms with 89.3% accuracy across 14-day horizons enable position sizing for maximum risk-adjusted returns. Users get institutional-grade portfolio management that adapts in real-time to market conditions. Kelly criterion, CvaR, and Sharpe ratio permits sound risks management while benefitting from an automated position sizing to best benefit from yields.

Most importantly: the AI gets smarter with scale. Every new user provides additional data points that improve prediction accuracy for everyone.

E- The Geographic Expansion Strategy: Proven Model, Global Scale

Phase 1: Colombia & Mexico: first traction.

Phase 2: Brazil, Peru: regional validation.

Phase 3: Southeast Asia: broad outreach.

Phase 4: Optional corporate and CBDC integration for mass adoption.

Brazil's 215 million population and Peru's growing middle class provide natural expansion targets. Each market validates the model for the next, creating unstoppable momentum. Southeast Asia's 680 million people represent the ultimate scalability test. Indonesia, Philippines, and Vietnam have the demographic profiles that made our Latin America success inevitable.

F- The Mission: Banking the Next Billion People

For too long, families, workers, and entrepreneurs have endured a stacked system, watching wealth slip away despite sacrifices and discipline. InchVest is rebuilding finance with, and for, their hopes and ambitions.

You can help us turn silent struggles into stories of transformation. Be part of the movement that closes the wealth gap, unlocks opportunity, and democratizes prosperity.

Our technical architecture is organized into several complementary components to deliver a scalable, secure, and accessible solution: Chains / Protocols; AI Agent; Wallet and User Interaction; Swapping, Yield, and Lending Protocol Integration; Gas Optimization and Transaction Efficiency; Liquidity and Risk Management.

A. Chains / Protocols:

InchVest is built on a multi-chain architecture leveraging both Tier 1 and Tier 2 blockchains to optimize reach, liquidity, and profitability.

• The primary chains (Ethereum, Arbitrum, Base) provide platform robustness and access to major protocols.

• Secondary chains (Polygon, Optimism) offer cost-effective transactions and access to additional yield opportunities.

• In terms of protocols, InchVest integrates 1inch Fusion+ for secure cross-chain atomic swaps via hashlocked escrows, 1inch Limit Order Protocol for advanced trading strategies, Aave V3 (with $43.8 billion TVL) as the main lending protocol, Uniswap V3 for liquidity depth analysis, and Curve Finance for arbitrage of USD and EUR stablecoins.

B. AI Agent and Workflow:

Our multi-agent architecture is based on the Model Context Protocol (MCP), ensuring standardized and adaptive interactions between agents.

• The Master Coordination Agent orchestrates real-time strategies across chains and protocols.

• Market Intelligence Agents simultaneously scan over 200 DeFi opportunities, including both EVM and non-EVM blockchains like Tron, to detect arbitrage and optimization chances.

• Execution Agents efficiently perform transactions and manage order execution.

• The Risk Management Agent handles risk management using proven statistical methodologies such as Kelly Criterion and CVaR to optimize the risk-return ratio.

• Optimization tools based on statistical forecasting with 89.3% accuracy enable dynamic portfolio rebalancing and improve models as the user base grows.

C. Wallet and User Interaction:

To maximize accessibility, InchVest provides a gasless wallet experience with social authentication, making blockchain technology transparent to the end user.

• Thanks to ERC-4337 implementation, gasless transactions occur seamlessly.

• Social login integration (Google, notably) streamlines onboarding.

• Wallet management relies on a smart wallet architecture secured by multi-signatures, protecting assets while simplifying use.

• The user interface is designed to be “grandmother friendly,” enabling easy use through one-click operations and clear visibility of investments.

D. Swapping, Yield, and Lending Protocol Integration:

The platform combines advanced cross-chain swaps and yield protocols to maximize performance.

• Cross-chain swaps are conducted via 1inch Fusion+ with a Dutch auction mechanism ensuring the best prices and atomic settlement via KYC-verified resolvers.

• The system supports partial fills to accommodate large volumes while ensuring safety through resolver security deposits.

• Yield protocols primarily include Aave V3 and secondarily Compound, augmented by Curve pools to exploit price differences between USD and EUR stablecoins.

E. Gas Optimization and Transaction Efficiency:

Multiple levers are used to reduce costs and enhance user experience:

• Paymaster integration via the Biconomy SDK and SponsorGas covers gas fees under certain conditions.

• Gas refund programs incentivize and reward platform resolvers.

• Layer 2 prioritization (Optimism and Polygon) reduces fees while maintaining protocol accessibility.

F. Liquidity and Risk Management:

A solid liquidity base combined with automated mechanisms ensures stability and responsiveness:

• A resolver network manages over $2 million in liquidity per chain, guaranteeing depth and efficiency for large arbitrage volumes.

• Automated cross-chain rebalancing optimizes yields while limiting exposure to risk.

• Backup systems with predefined cancellation orders protect the platform in case of unforeseen events or network failures.