Heirloom

Heirloom (DeFi Legacy) is a cross-chain inheritance protocol that automates digital asset transfers using cryptographic proof-of-life mechanisms. It solves the long-standing problem of lost private keys and ensures secure, fair, and market-safe inheritance of crypto assets.

Built as decentralized infrastructure, Heirloom combines identity, smart contract logic, decentralized storage, and automated execution to preserve generational wealth.

Over $100B+ worth of crypto assets are inaccessible due to lost keys or death. Traditional inheritance systems fail because:

• Private keys die with owners
• No native crypto inheritance frameworks
• Legal wills don’t work on-chain
• Sudden liquidation harms heirs and markets

Heirloom introduces:

• Proof-of-life heartbeats
• Automated settlement after inactivity
• Age-locked inheritance for minors
• Social recovery via guardians
• Market-safe liquidation mechanisms

All enforced trustlessly by smart contracts.

🔁 Core User Flow

1️⃣ Will Creation

• Wallet + ENS verification
• Heir designation
• Heartbeat configuration
• Asset deposit
• Optional guardian setup

2️⃣ Active Monitoring

• Periodic heartbeat transactions
• Multi-stage alerts (Email, SMS, XMTP)

3️⃣ Settlement

• Triggered after inactivity
• Keys released to heir
• Assets distributed gradually

4️⃣ Claim

• Instant access if heir is adult
• Trust mode if heir is a minor

🧰 Technology Stack

| Layer | Technology | |------|-----------| | Identity | ENS | | Smart Contracts | Sui Move | | Storage | Walrus, IPFS | | Execution | Uniswap v4 | | Messaging | XMTP | | Governance | DAO + Multisig |