Flashpay

Pay anyone by their .eth name-gasless, instant, cross-chain USDC payments via ENS.

Flashpay

Created At

HackMoney 2026

Project Description

FlashPay.ens transforms ENS from a naming system into a programmable payment protocol. By leveraging ENS text records as a dynamic routing layer, users can send funds to any ENS name without worrying about chains, tokens, or gas. FlashPay automatically resolves the recipient's preferences—settling payments on their preferred chain (via Arc & Circle) and providing instant, gasless transfers using Yellow Network state channels.

How it's Made

FlashPay.ens abstracts the entire complexity of the multi-chain world into a single input field: the ENS name. ENS as Routing Layer: We use ENS text records to store recipient preferences (preferredChain, preferredToken, fastMode). Instant & Gasless: By integrating Yellow Network, we enable instant off-chain state channel payments, removing the wait time for block confirmations. Cross-Chain Settlement: Using Arc and Circle CCTP, we ensure that even if the sender and receiver are on different networks, the funds settle in the recipient's chosen asset (e.g., USDC) on their chosen network.

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