BondFlow

BondFlow is an autonomous AI treasury agent that automatically invests idle PayPal USD (PYUSD) stablecoins into tokenized Real-World Assets—specifically bonds—delivering safe, passive yield to everyday users without requiring any DeFi expertise. The Problem Over $150 billion in stablecoins sit idle in wallets earning 0% yield, while tokenized US Treasury bonds (RWAs) offer safe 4-6% returns through protocols like Ondo Finance (OUSG) and Backed Finance (IB01). Users don't invest because:

They're unaware these opportunities exist

DeFi complexity intimidates non-technical users

Active monitoring and rebalancing takes time and expertise

Fear of scams and security risks in DeFi

Our Solution BondFlow deploys an autonomous AI agent (built with ASI Alliance's uAgents framework) that continuously monitors tokenized RWA protocols, analyzes yield and safety metrics, and automatically executes investment strategies on behalf of users—all while remaining fully decentralized and onchain.

BondFlow connects three cutting-edge technologies to create something that didn't exist before: an autonomous agent that invests your PayPal USD into real US Treasury bonds while you sleep User's PayPal USD ↓ Smart Contract Vault (Solidity) ↓ AI Agent (ASI Alliance) ← monitors yields, makes decisions ↓ RWA Protocols (Ondo/Backed) ← buys treasury bonds ↓ Lighthouse Storage ← logs every decision ↓ Dashboard (Next.js) ← shows everything happening

Technology Stack Smart Contracts (The Vault):

Built with Solidity and Hardhat

Manages PYUSD deposits and withdrawals

Connects to real tokenized treasury protocols (Ondo Finance, Backed Finance)

Deployed on Ethereum Sepolia testnet and Base

AI Agent (The Brain):

Built using ASI Alliance's uAgents framework

Registered on Agentverse (decentralized agent network)

Runs autonomously every hour checking yields

Compares Ondo's OUSG vs Backed's IB01 tokens

Makes investment decisions based on yield + safety scores

No human intervention needed after setup

Decentralized Storage (The Memory):

Uses Lighthouse to store agent decision logs

Every choice the agent makes gets recorded with reasoning

Users can audit why their money moved where

No centralized database - all on IPFS via Lighthouse

Frontend (The Interface):

Built with Next.js and modern Web3 tools (Wagmi, RainbowKit)

Zero backend - talks directly to blockchain

Real-time updates when agent makes moves

Clean dashboard showing deposits, yields, and agent activity