Gighub

Gig Hub is a financial wellness platform that offers Pay day loan Services to people work in web3 world. We support employee benefits by letting them to borrow against their next paycheck.

We are here to provide employee benefits to web3 workers that are on par with those offered by web2 companies, ensuring that everyone in web3 can enjoy the same level of security and stability in their work.

Project Features:

• There are three parties in our platform: Employer, Employee (who receives a salary stream from the employer), and Lender (an outside party who lends to the borrower).
• Any workers whitelisted by their employer can offer a payday loan against their future income on Gighub.
• When Gighub deploys the contract on Superfluid, we will instruct the employer to begin sending 100% of the borrower's salary into our contract, where we have inserted logic that will daily send 100% of the incoming flow to Gighub.
• LPs earn interest based on the staking ratio of the pool.

We used:

• Superfluid streaming a salary, which hedges against the risk of employers failing to make payments.
• Polygon & Taiko: Polygon and Taiko as an L2 scaling solutions that can support frequent transactions for borrowing, liquidity providing, and NFT minting.
• Celo: deployed on Celo to stream salaries
• Gnosis: deployed to expand to multiple chains and better integrate with the SAFE wallet.
• ApecoinDAO: used $APE as a loan currency

The NFT, Lending, and StoragePool functions were created using OpenZeppelin's code written in Solidity. These functions communicate with each other through calls between smart contracts. We have built a simple loan process for borrowers, a certificate for DAOs, and a contract for claiming interest for LPs.

All these contracts are enabled on ethers.js and deployed through Hardhat. Additionally, we utilized Superfluid to stream money and ensure repayment from DAOs.